Build a strong business credit profile that opens access to funding, trade lines, and vendor accounts - without using your personal credit score.
Start Building Business CreditMost business owners don't realize they're building business credit on their personal score - until they need to separate them.
When your business has its own credit profile, business debt and inquiries stop showing up on your personal report - protecting your personal score and assets.
Businesses with established credit profiles qualify for higher credit limits, lower interest rates, and more financing options than those relying solely on the owner's personal credit.
Many suppliers and vendors offer Net-30 and Net-60 trade accounts that report to business credit bureaus - letting you build credit while buying the things your business needs.
Your business Paydex score (similar to a personal FICO) is used by lenders and vendors. We help you establish a DUNS number and build the history needed for a strong score.
From foundational knowledge to a fully managed business credit program - we have a path for every stage.
Building business credit is a process, not an overnight fix. Here's a realistic timeline:
DUNS number registered, EIN confirmed, business address verified, first tier-1 vendor accounts applied for.
Initial vendor accounts begin reporting payment history to business bureaus. Paydex score starts forming.
Established business credit score, eligible for store cards and business lines of credit with favorable terms.
Business credit line, SBA loan eligibility, and vendor terms improve. Business finances are fully separated from personal.
Book a no-obligation consultation. We'll review your business setup and map out your credit-building roadmap.
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